Credit Bureaus in India - Cibil, Equifax, Experian & CRIF Highmark
Credit score ranges from 300 to 900 based on credit behavior & repayment history
BoI, BoB, IDBI have announced rewards for good borrowers by giving them differential pricing on home loan interest rates based on Cibil scores.
Bureaus are looking at collecting utility bill payment history like electricity bill, telecom bill etc. to determine score.
A credit score of 700+ is considered good.
To know your score, order your credit report online on CIBIL website.